What are you waiting for?
When you become a member of SCCCU, you become part owner in all that we do.
Business Term Loan
Our mission is to provide low interest loans in our efforts to build a stronger community.
- Low rates; local decision-making
- Available for a wide range of needs
- Secured and unsecured loans
- No prepayment penalty
Line of Credit
Day-to-day needs are just that: day-to-day. You don't have the time to wait for a loan approval.
- Low, variable rate
- Only pay interest on what you use
- Re-access without re-applying
- For inventory, working capital, short-term needs
Startup Business Loan
We specialize in providing loans to entrepreneurs who might not qualify from mainstream lenders.
- Low rates; local decision-making
- Available for a wide range of needs
- Come learn your options; no obligations
- No prepayment penalty
SBA Loans
Special programs from the U.S. Small Business Administration with local servicing from SCCCU.
- Special programs to make loans available
- For small and growing businesses
- Term loans and lines of credit
- Local decision-making
Rural Development Loans
We simplify the process for the federal USDA loan program.
- Special programs to make loans available
- Must be in designated rural area
- Fixed assets, working capital, and much more
- Local decision-making
Commercial Real Estate
We take the time to understand your unique needs, but move fast once the process is in motion.
- Low rates with customized service
- Purchase loans or facility improvements
- Business acquisition loans
- Refinancing available
Equipment & Vehicle Loans
Low rates for machinery, vehicles, or replacing outdated technology.
- Fast approvals made internally
- Does not affect working capital or line of credit
- Avoid equipment obsolescence
- Flexible terms
Childcare Provider Loans
An exclusive program for providers serving low-income families.
- Low 3% interest rate
- Loans up to $15,000
- Simple, streamlined application process
- Access to business education and training
Community Visa Credit Card
This is not your average Visa®. Using this card benefits local charities.
- We donate 5¢ to charity every time you use card
- No annual fee
- Cash advances are not at higher rate
- Enhanced security for online shopping
