What are you waiting for?
When you become a member of SCCCU, you become part owner in all that we do.

Business Term Loan
Local businesses don't just talk about ideas, they make them happen. At SCCCU we don't just talk about supporting businesses, we do it. Our mission is to provide the lowest interest loans we can in our efforts to build a stronger community.
As a nonprofit financial institution, we have equal members, not shareholders. This is how we're able to provide more affordable loans. Whatever your business need, we'll work to tailor a loan strategy for you.
- The Basics
- Low fixed rates
- Local decision-making
- Flexible terms
- No prepayment penalties
- Personal service at every step
- Available for a wide range of needs
- Secured and unsecured loans available
- Automatic transfer payments available
All businesses of Santa Cruz County and northern Monterey County may apply for a business loan from Santa Cruz Community Credit Union.



