Lines of Credit

Day-to-day cash flow needs are just that: day-to-day. You don't have time to wait for loan approval. Establish a line of credit with SCCCU and those loan funds are always waiting for when you need them.

There's no interest unless you use the funds, and only on the amount you do use. Re-access as needed without re-applying. Get your line established easily with our Quick Cash Line of Credit.

The Basics
  • Low variable interest rate
  • Only pay interest on what you use
  • Re-access without re-applying
  • Immediate access to funds online, by phone, or via check
  • Ideal for short-term needs
  • Daily cash flow
  • Inventory needs
  • Seasonal fluctuations
  • Sudden financial needs
  • Quick Cash Line of Credit available
  • Fastest, most convenient way to set up credit line
  • One simple application
  • Credit report only; not a full financial analysis
  • Credit lines up to $25,000

All businesses of Santa Cruz County and northern Monterey County may apply for a business line of credit from Santa Cruz Community Credit Union.

View our interest rates.