Startup Business Loan

Often the hardest part of businesses is just getting off the ground. SCCCU is a nonprofit institution specializing in providing loans to businesses and entrepreneurs who might not qualify from mainstream lenders.


Come talk to our loan professionals even if you're just curious what options are out there. There's no pressure and no obligation. We'll take the time to educate you on your options and assist you through every step.

The Basics
  • Low rates
  • Local decisions and servicing
  • You work directly with the decision-maker
  • Flexible terms
  • No prepayment penalties
  • Personal service at every step
  • Startup loans available for wide range of business ideas
  • Secured and unsecured loans available
  • Automatic transfer payments available

All entrepreneurs of Santa Cruz County and northern Monterey County may apply for a startup business loan from Santa Cruz Community Credit Union.