What are you waiting for?
When you become a member of SCCCU, you become part owner in all that we do.
Santa Cruz Community Ventures
Our nonprofit arm equips people with tools to achieve financial security.
- Programs for low wage earners to build assets
- Protects members from predatory lenders
- Promoting childcare for low-income families
- Building community
Financial Education & Outreach
Financial education is an effective tool to create financial security.
- See upcoming schedule
- Guidance on making a budget
- Workshops on saving and home ownership
- Education and business creation workshops
Community Partnership Lending
Programs to provide loans to people who might not qualify otherwise.
- Low rates to meet needs of under-served
- Collaboration with community nonprofits
- Loans between $2,000-$5,000
- Terms from 1-2 years
Free Tax Assistance
Helping members get their share of the $6 million in unclaimed tax credits in our community.
- Assistance with Earned Income Tax Credit
- Your credit can equal a full month's wages
- For individuals and families
- No preparation fees
Individual Development Account (IDA Savings)
Special program that matches your savings deposits dollar for dollar.
- Literally doubles your savings deposits
- Available to low-income individuals and families
- Free financial education workshops
- $50 minimum to open
Community Visa Donation Fund
Our innovative Visa® program works for you and your community.
- We donate 5¢ to charity every time you use card
- Donations spread to five local charities
- Members select charities each year
- No fee application
Member Spotlight
Read how SCCCU membership has helped local businesses reach their goals.
- Surf shops to plumbers to ice cream makers
- Real life stories of dreams coming true
- SCCCU loans and service in action
- See how we'll help you!
