Personal Loans

You gain a significant benefit with personal lending from SCCCU: we're in it for you. Whether you're ready to sign or are just bouncing thoughts around, please visit us and we'll help you determine the best solution for you.

Our mission is to serve everyone in our community with the financial resources they need. This includes loans for people who may not have access at most financial institutions. Come see how we can help you finance your dreams.

The Basics
  • Low fixed rates
  • Local decision-making
  • No prepayment penalties
  • Personal service at every step
  • Debt consolidation loans available
  • Secured loans up to $60,000
  • Unsecured loans (no collateral) up to $25,000
  • Automatic transfer or payroll deduction payments available

All residents of Santa Cruz County and northern Monterey County may apply for a loan from Santa Cruz Community Credit Union.

View our interest rates.