Partnership Certificate

At SCCCU, we make it easy to invest in yourself and invest in your community at the same time. Our one-of-kind Partnership Certificate allows you to generate charity donations without money out of your pocket.

Open a standard share certificate with our Partnership Certificate and you'll receive a 0.25% increase on both. You may also be eligible to receive a tax deduction on the amount of donated earnings.*

The Basics
  • Dividend earnings paid to local nonprofit of your choice
  • Open regular CD too and receive a 0.25% increase on both
  • Increase your returns while donating to charity
  • 12-month term
  • Penalty on dividend earnings for early withdrawal
  • $1,000 minimum deposit to open
  • Donated earnings may be tax deductible*
  • Federally insured to $250,000 by NCUA

*Consult a tax advisor.

Full Circle

By opening a Partnership Certificate you are completing a circle of community building that impacts everyone.

Your entire balance supports our community investing work and your interest earnings directly help your designated nonprofit achieve its mission.

Santa Cruz Community Credit Union finances local microenterprises and small businesses. We also finance nonprofits and child care centers, organizations that offer critical facilities that our community depends upon.

Nonprofit Selection

You can select the nonprofit you would like the Partnership Certificate earnings to be donated to. You can select from our current member nonprofits, including Santa Cruz Community Ventures. If you have a nonprofit dear to your heart that is not on the list, you can request they become members.

The SCCCU Difference

Included with your SCCCU account at no extra charge is peace of mind and a general, all-around good feeling. This priceless value comes from knowing:

Your financial institution is a nonprofit

Our primary mission is to strengthen our community

We are environmentally conscious in all our practices

We pass on revenue in the form of lower loan rates and charity donations

None of our executives are getting filthy rich at your expense

Best of all, you don't have to sacrifice anything to receive this added benefit. We have all the latest technology, services, and account features the mega banks do. It's just that we believe in giving back, not taking away.