To help you quickly find the information you need, please select a topic below.
Personal Loan and Mortgage Loan Assistance
Other Important Resources
DEFERRED BUSINESS PAYMENTS. It's possible to defer your SCCCU business loan payment during the current COVID crisis. Download the form here: Loan Payment Extension Agreement Form
DEFERRED PAYMENTS. Would a deferred SCCCU Loan payment help? This option may also be available on auto, personal, real estate, or VISA lines of credit. Click the link below to download the form. Submit the completed form and any necessary information by clicking the button to the right. Loan Payment Extension Agreement Form
MORTGAGE LOAN PAYMENT ASSISTANCE. If you're concerned about making your monthly mortgage payments, we can help. During these tough economic times, SCCCU is committed to helping our members who may be struggling to make ends meet. Please give us a call at 831-425-7708 immediately to review your options. Additionally, the United States Department of Housing and Urban Development (HUD) will also assist you with access to a HUD-certified housing counseling agency. Contact them directly at 800-569-4287 or TTY/TDD 800-877-8339.
When you contact the Credit Union, be sure to have the following available so we can better serve you:
W-2 statements for the last two years
IRS federal tax returns for all borrowers for the last two years
Current pay stubs for all borrowers
Hardship letter explaining your circumstances
Two months current statements for all deposit and retirement accounts
Monthly statements from all mortgage lenders, including SCCCU (at least three months)
Listing agreement for the your property (with asking price if currently listed for sale)
Any offers to purchase your property currently being considered.
If you have any other questions, please do not hesitate to call us at 831-425-7708.
Small Business Administration (SBA) Coronavirus (COVID-19): Small Business Guidance & Loan Resources
Santa Cruz County Office for Economic Development COVID-19 Resources for Local Businesses
Santa Cruz County Chamber of Commerce COVID-19 Resource Toolkit
California Department of Business Oversight SCAM ALERTS
Pajaro Valley Chamber of Commerce & Agriculture Back to Business Toolkit
Check status of your funds: IRS Coronavirus Tax Relief Payments. To send payment directly to your SCCCU account, use Routing #321180939.
FAQs and much more about Economic Impact Payments: Economic Impact Information Center.
CA COVID Rent Relief Information
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