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Personal Savings

Savings Account

To save or not to save isn't the question; it's "how and where." Find the answer here at SCCCU.
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  • Dividends earned on entire balance
  • $100 balance to waive $2 monthly service fee
  • Access to all SCCCU member benefits
  • $5 minimum to open

Money Market

A perfect way for members with a solid foundation to strengthen their savings while retaining access.
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  • $2,500 minimum to earn dividends
  • No monthly service fee
  • Tiered rates start at $50,000
  • Three free withdrawals per quarter

Share Certificates (CDs)

A safer investment. A better savings account. Call 'em what you will, CDs are just plain smart.
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  • Dividends up to 7x greater than savings
  • Fixed, guaranteed rates
  • Terms from 3 months to 5 years
  • Bump-up and liquid CDs available

Partnership Certificate

Invest in yourself and your community at the same time with our innovative Partnership Certificate.
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  • Dividend earnings paid to charity of choice
  • Open regular CD too for 0.25% increase on both
  • Donated earnings may be tax deductible
  • 12-month term

Individual Retirement Accounts (IRAs)

SCCCU can help get you started on the track to financial security.
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  • Tax-advantaged retirement savings
  • Traditional or Roth IRAs available
  • $100 minimum to open