Personal Loans & Credit

Home Loans

Our friendly, knowledgeable mortgage consultants will help you find the home loan that's right for you.
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  • Competitive rates
  • Purchase or refinance
  • 24/7 direct mortgage online application process
  • Pre-approval in minutes

Home Equity Loans

Equity is a serious-sounding word that means fun—since you can do just about anything with it!
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  • Use equity to secure low-rate loan
  • Fixed terms or line of credit
  • Use for any purpose
  • Interest typically tax deductible*

Mobile Home Loan

Affordable housing should be a right, not a privilege. SCCCU is your partner to make it happen.
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  • Low rates; local decision-making
  • First time homebuyer savings programs
  • Refinance existing loan for lower rate

Auto Loans

Come to SCCCU for a straightforward, no- nonsense, low rate auto loan in no time.
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  • Fast, easy approvals on new and used vehicles
  • Up to 100% financing
  • Tax and license can roll into loan
  • 0.25% rate reduction on Clean Cars

Community Visa Credit Card

This is not your average Visa®. Using this card benefits local charities.
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  • We donate 5¢ to charity every time you use card
  • Cash advances are not at higher rate
  • Enhanced security for shopping online

Get Green Loans

We're making it easy to go green with low-rate solutions for energy efficiency projects.
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  • Solar power loans up to 100% financing
  • Financing for energy-efficient appliances
  • Loans for landscaping, insulation, windows, etc.
  • Flexible terms

Personal Loans

Our mission is to finance everyone's dreams, even if you don't qualify at other financial institutions.
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  • Low rates; local decision-making
  • Debt consolidation loans available
  • Secured and unsecured loans
  • No prepayment penalty

Savings Secured Loan

An excellent way to improve your credit or utilize your savings without depleting them.
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  • Lower rate than standard loan
  • Still earn dividends on deposits
  • Use funds for most any purpose