credit card

Community Visa Credit Card

If you think a Visa® card is a Visa® card, think again.

An SCCCU credit card offers low rates and worldwide amenities with a local connection. Every time our members use their card, we donate 5¢ (at no cost to you) to the Community Visa Donation Fund.

While mega-banks have their own credit card agenda (themselves!), SCCCU uses our card program to donate thousands of dollars to local nonprofits. Together, we can make a difference.

Community Visa Donation Fund

The Visa card that works for both you and your community

Every time our members use their Community Visa card, five cents is contributed to the SCCCU Community Visa Donation Fund at no cost to our member. Each year at our Annual Meeting we divide up the contributions that have accumulated over the previous year, and donate it in equal shares to the five community groups our members select the previous April.

Previous recipients include Meals on Wheels, Planned Parenthood-Mar Monte, Salud Para La Gente, Homeless Garden Project, Resource Center for Nonviolence, Familia Center, Dientes, Santa Cruz Aids Project, Open Space Alliance, Diabetes Health Center, and many more.

If you are not yet a Community Visa cardholder, please consider applying and stop by, call Member Services, or email to request that an application be mailed to you. Our rates are among the lowest anywhere, we offer overdraft protection and have no application or annual fee. Most importantly, you support our local economy and community when you use it.

Community Visa Credit Card Details

What you need to know when opening a Community Visa Credit Card at SCCCU.


  • Lower interest rate
  • Cash advances are not a higher rate
  • We donate 5¢ to charity every time you use card
  • Worldwide purchasing power
  • Verified by Visa security for online shopping
  • PIN Management Service - call 877-746-6746 to change your PIN anytime, anywhere
  • 24/7 online access

Lost or Stolen Card

Call 888-297-3416 immediately at any time to put a block on your card.

Credit Card Agreement

Credit Card Account Opening Disclosure

Verified by Visa

Your Community Visa Credit Card is protected by Verified By Visa. This is a service that offers added safety by helping ensure that only you can use your Visa online.

Activate Verified By Visa