AFTER HOURS CARD SERVICES CONTACT INFORMATION - For card related services after business hours, please call 1-888-526-0404.

CORONAVIRUS UPDATE.                 EMERGENCY LOAN APPLICATION

NEW TEMPORARY BRANCH HOURS - 11AM–5PM starting Tuesday, March 31st.  
If you are unable to conduct essential banking needs during this new schedule of hours, please call us for an appointment – 831-425-7708

Please know that 24/7 convenient access is available to your accounts: ATMs, mobile phone, internet banking and bill pay options.

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Personal & Secured Loans


Our mission is to finance everyone's dreams, even if you don't qualify at other financial institutions.

Selected Features
  • Low rates; local decision-making
  • Debt consolidation loans available
  • Secured and unsecured loans
  • No prepayment penalty

Personal Loans Details


An excellent way to improve your credit or utilize your savings without depleting them.

Selected Features
  • Lower rate than standard loan
  • Still earn dividends on deposits
  • Use funds for most any purpose

Savings Secured Loan Details