Service Update: - Due to testing of our main server, we will be down on Saturday, July 11, starting at 9 p.m. (PST) and ending no later than Sunday, July 12, at 9 a.m. (PST). Online, mobile and phone banking will be unavailable; however, you may conduct transactions at our ATMs. We appreciate your patience during this time.
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Startup Business Loan

Often the hardest part of businesses is just getting off the ground. SCCCU is a nonprofit institution specializing in providing loans to businesses and entrepreneurs who might not qualify from mainstream lenders.

Come talk to our loan professionals even if you're just curious what options are out there. There's no pressure and no obligation. We'll take the time to educate you on your options and assist you through every step.

Related Information

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Startup Business Loan Details

What you need to know when opening a Startup Business Loan at SCCCU.

Features

  • Low rates
  • Local decisions and servicing
  • You work directly with the decision-maker
  • Flexible terms
  • No prepayment penalties
  • Personal service at every step
  • Automatic transfer payments available

Available Loans

  • Startup loans available for wide range of business ideas
  • Secured and unsecured loans available

All entrepreneurs of Santa Cruz County and northern Monterey County may apply for a startup business loan from Santa Cruz Community Credit Union.