AFTER HOURS CARD SERVICES CONTACT INFORMATION - For card related services after business hours, please call 1-888-526-0404.


NEW TEMPORARY BRANCH HOURS - 11AM–5PM starting Tuesday, March 31st.  
If you are unable to conduct essential banking needs during this new schedule of hours, please call us for an appointment – 831-425-7708

Please know that 24/7 convenient access is available to your accounts: ATMs, mobile phone, internet banking and bill pay options.

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Business Term Loans & Lines of Credit

Business Term Loans

Local businesses don't just talk about ideas, they make them happen.

At SCCCU we don't just talk about supporting businesses, we do it. Our mission is to provide the lowest interest loans we can in our efforts to build a stronger community.

As a nonprofit financial institution, we have equal members, not shareholders. This is how we're able to provide more affordable loans. Whatever your business need, we'll work to tailor a loan strategy for you.

Line of Credit

Day-to-day needs are just that: day-to-day. You don't have the time to wait for a loan approval.

Term Loan Details

What you need to know when opening a Term Loan at SCCCU.


  • Low rates
  • Local decision-making
  • Flexible terms
  • No prepayment penalties
  • Personal service at every step
  • Available for a wide range of needs
  • Automatic transfer payments available

Available Loans

  • Secured loans available
  • Unsecured loans available

All businesses of Santa Cruz County and northern Monterey County may apply for a business loan from Santa Cruz Community Credit Union.