IMPORTANT CHANGE - Due to the weather, the PG&E shutoff near our Santa Cruz branch has been POSTPONED; therefore, the Santa Cruz branch and ATM will now be OPEN tomorrow, 10/27/2021. Additionally, the Santa Cruz branch WILL NOT be open on Saturday, 10/30/2021. If you need to conduct business on Saturday, please visit our Soquel or Watsonville branch. We appreciate your patience. 
overhead table meeting

Business Savings

"Pay yourself first" is a mantra in our personal lives, and it should be in our business lives too. A company needs a solid savings foundation to weather any unexpected storm or to ride the wave of a special opportunity.

At SCCCU we are committed to strengthening our community. One way we fulfill that mission is by helping local businesses succeed. Our savings account is easy to open, and with it comes all the values of membership.

Business Savings Details

What you need to know when opening a Business Savings Account at SCCCU.


  • Earn dividends on entire balance
  • Access to all SCCCU member benefits
  • Free online banking
  • Free eStatements available
  • Federally insured up to at least $250,000 by NCUA


  • $5 minimum balance required to maintain membership
  • $100 minimum balance to waive $2 monthly service fee
  • $5 minimum opening deposit

Withdrawal Limits

  • Up to six withdrawals free per month
  • If balance is below $300, only one free withdrawal per month
  • $1 for each withdrawal in excess of limit